The digital asset world is growing fast, but its risk tools haven’t kept up. Traditional systems are too slow and outdated to spot threats in real time. This gap leaves institutions exposed to unpredictable risks. Munich-based startup Particula is solving this with AI-powered technology that offers real-time risk insights and continuous monitoring. Its platform helps financial institutions quickly detect, evaluate, and act on threats with precision.
Particula just closed a $5.5 million funding round. The round was led by SixThirty Ventures, Vanagon Ventures, and Futury Capital. Other investors include TX Ventures, Plug and Play Tech Center, Blackwood Ventures, Tenity, Blue Bay Ventures, and angel investors.
AI Risk Intelligence for the Token Economy
Founded in 2022 by Timm Reinsdorf (CEO), Nadine Wilke (CGO), and Carsten Hermann (CTO), Particula provides advanced, automated risk ratings for digital assets. These ratings assess factors like issuer credibility, asset backing, regulatory compliance, and smart contract safety. The startup’s goal is to bring structure, security, and trust to the fast-changing token economy.
Particula’s tools give institutions the insights they need to evaluate digital assets effectively. This supports better decisions, reduces exposure to risk, and builds confidence in the evolving digital financial system. Now, the company is relocating its headquarters to the United States, aiming to better align with shifting regulations and a growing market for institutional-grade digital assets.
“As Particula enters this next phase of growth, we remain committed to setting new standards in digital asset risk intelligence — ensuring the future of finance is tokenised, secure, and transparent,” said Reinsdorf.
What Makes Particula’s Solution Unique?
Particula stands out by combining on-chain monitoring, smart contract analysis, and AI-powered anomaly detection. Its platform tracks millions of blockchain transactions in real time. It also examines smart contract structures, third-party integrations, and economic design. These layers of insight create a complete view of asset health and risk.
A key innovation is the company’s Particula Digital Asset Classification System (PDACS). PDACS helps users distinguish digital assets across economic, environmental, compliance, and technology factors. The system provides dynamic risk scores far more accurate than traditional, static assessments.
According to SixThirty Ventures’ Chandresh Iyer, “The tokenisation of traditional assets presents a multi-trillion-dollar opportunity. Particula enables institutions to bridge DeFi and TradFi through scalable risk intelligence.”
Vanagon’s Axel Roitzsch added, “We believed in their bold vision early on. They’re building a vital piece of infrastructure for the future of finance.”
Futury Capital’s Benjamin Krahmer agreed: “Particula’s team and technology are perfectly positioned to lead this market.”
TX Ventures’ Jens Schleuniger highlighted the rapid growth of tokenised funds: “While tokenisation offers benefits like transparency and efficiency, it also raises concerns. Particula’s platform solves these problems, helping investors navigate this new space safely.”
With its latest funding, Particula plans to expand its operations, strengthen its AI models, and support more institutions. By delivering real-time risk insights, the startup is playing a critical role in shaping the future of secure and scalable digital finance.
